COMPARE · CARD PROCESSING
vs

Bring us your processing statement. We'll beat it.

Square, Stripe, Clover, and dispatch-branded processors all take cards. InstaPay keeps the payment connected to the trip, with interchange-plus pricing, daily payouts by Next-Day ACH (US), and you as the merchant of record.

Book a Call See pricing
Row by row, sourced

Where each one runs it.

CapabilityInstaRouteYour current processor
Merchant of record1YouVaries by processor
Pricing model1Interchange-plusOften flat rate
Daily payouts (US)1Next-Day ACH; arrival T+1 or T+2 by accountVaries
Payment connected to the trip2No nightly re-keyingSeparate dashboard
Failed card alert on the reservation3With secure update requestNot publicly listed
Built inAdd-onDifferent modelNot shown publicly
  1. 1InstaRoute pricingchecked Oct 21, 2026
  2. 2InstaPaychecked Oct 21, 2026
  3. 3InstaRoute Inboxchecked Oct 21, 2026
Statement review

Send your last 3 statements. We'll show you the math.

Line by line

We read your effective rate, fees, and deposit timing.

Side by side

You see InstaPay on the same statement layout.

No rate games

Interchange-plus: the card network cost, plus our margin, shown separately.

Send statements
Credit where it's due

Good at what it's for.

Your current processor does this well

Square, Stripe, and Clover are reliable, easy to start with, and widely supported. For a business that just needs to take cards, they work.

  • Reliable and widely supported
  • Easy to start
  • Familiar dashboards
Where the operating model differs

InstaPay lives on the trip. Authorizations, captures, completed-trip pricing, and failed cards all sit on the reservation, so nobody reconciles two systems at night.

  • Payment on the trip
  • Failed cards land in Inbox
  • Daily payouts by Next-Day ACH (US)
Bring this to both demos

Test it on a real day.

  1. 1

    Fail a card on a booked trip and see who finds out, and how the customer updates it.

  2. 2

    Change a completed trip's price and follow the charge.

  3. 3

    Match yesterday's deposits to trips in each system.

Where each one fits

Two tools. Two jobs.

May fit

Your current processor

may fit if payments rarely change after booking and reconciliation is quick.

May fit

InstaPay

may fit operators who want every charge tied to its trip, with daily business-day payouts by Next-Day ACH (US).

Before you book the call

Questions operators ask first.

Tracked is $45 per vehicle each month with a $500 monthly minimum, and it includes unlimited users and trips. InstaCam is $94 per vehicle each month and includes everything in Tracked plus cameras. Phone is $15 per line plus 5 cents per minute. Full pricing is public.

Compare what your statement really costs.

Bring one real workflow. We'll show you how the same day runs in InstaRoute.

Book a CallRun your savings
Company setup includedHardware arrives preconfiguredLive support through go-live